After booking a holiday you might spend weeks or even months looking forward to it only to find the day before you leave that you haven’t packed and you don’t know where to begin. Firstly, don’t panic – plenty of people find themselves in these situations all the time, and yet you never hear about the person who missed her flight because she was still packing her suitcases at home. As long as your passport is in your carry on bag you’ve made a great start to your packing!

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The holidays can’t come any faster. That’s what you thought to yourself while you were sitting in your comfy rotating office chair and dreaming of skiing on the Alps and taking a dip in a tropical spring. A few months pass and here come the holidays. You’ve been caught off-guard having been busy with your work and now you have nothing to do during this time. Then when things have gotten bleak, a friend calls and tells you how lucky he was when his brother got him a Holiday Cancellation Bargain.

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